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What Do I Need to Know Before I have Mom Move in with My Family ?

April 2, 2020
David Parker, Esq.
What about a second beneficiary ?
David Parker, White Plains and New City NY Estate Planning Attorney
David Parker, Esq.
David Parker is an attorney who specializes in Estate Planning and Elder Law and has been practicing law for 30 years. Be it Wills, Trusts, Powers of Attorney, Health Care Proxies, or Medicaid Planning, David provides comprehensive and caring counsel for seniors and their families. A large portion of David’s practice is asset protection strategies so that families do not lose their hard earned savings to nursing home care costs. He also handles probate administration for the settlement of estates.
Young adult children sometimes boomerang back to the safety of a parent’s home when money is tight, the going is tough or difficult times loom. Decades later, middle-aged children often become the safety net for their parents. For some aging parents, the right move is into their adult child’s home.

Mom Move in with My Family ? Multigenerational living can help an aging parent avoid the sense of isolation and depression that may come with living alone. However, by this time in life, you have a set way of doing things. Your likes, dislikes, value, and personalities have also changed over time.

AARP’s article from 2018 asks “Considering Moving Your Loved One into Your Home?” This is still a timely article. It notes that, regardless of how close and loving your relationship may be, adding another person to your household changes the dynamics for the entire family. The journey will be smoother, if you and your loved one go in with some clear parameters.

First, prior to having Mom Move in with My Family, ask yourself a few questions:

  • How will the move impact my spouse, children and my siblings?
  • How will my parent’s presence impact my family routine, activities and privacy?
  • Will I need to remodel the house or add a bedroom or bath?
  • Will my siblings help with some expenses?
  • Can we afford to do this?
  • Should part of my parent’s income be used to help defray living expenses?
  • Will this change require me to alter my work schedule?
  • How will I create boundaries?
  • How does my parent feel about moving in with my family?
  • How do I feel about this change?

Next, your parent should consider these questions.

  • Will this move take me away from people or activities I enjoy?
  • Do I like being with this family for long periods of time?
  • Are they expecting me to contribute some of my income or savings to living expenses?
  • If the home requires remodeling to accommodate me, am I able to help pay for it?
  • Will my other children help out?
  • If I don’t like something my child does, am I comfortable talking to him about it?
  • What are my feelings about being dependent?

You should then have an open and frank discussion about expectations, fears, finances and any lingering issues. It may be as easy as telling each other what bothers you (since the other person may not otherwise know and would be happy to make a change).

After this, create a list of the positive aspects and refer to it when you have a bad day with the arrangement.

Next, conduct a pair of meetings. Let your children know that they’re not the cause of their grandparent’s possible negative reactions, such as anger, weeping or fear. Tell them that the whole family needs to contribute, but they aren’t responsible for caregiving or fixing their grandparent. Discuss ways that the children can help their grandparent.

The other meeting is with your siblings. In addition to acknowledging that your parent needs help and will likely need more, it can be an emotional realization for all of you. Talk it out. You also shouldn’t be shy about asking for help.

Gifts of time are important in helping you manage other responsibilities in your life. Let your siblings know about your anticipated needs, like serving as a back-up and respite care, help with chores, meals delivered, grocery and prescription pickup and money to offset increased living expenses or to hire an aide.

Reference: AARP (Jan. 22, 2018) “Considering Moving Your Loved One into Your Home?”

 

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