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How does Portability work?

What Is Portability and When Should I Make a Portability Election?

Posted on: February 28, 2023 | By: David Parker, Esq.
A common financial mistake married farm couples make occurs when the first spouse dies, and the surviving spouse fails to ‘elect portability.’
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Calculating Required Minimum Distribution

Do I Need a Life Insurance Trust?

Posted on: February 27, 2023 | By: David Parker, Esq.
Created to own and control a life insurance policy or policies while the insured is alive, Irrevocable Life Insurance Trusts (ILITs) are tools that are sometimes recommended by estate and planners.
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CDPAP will pay you to take care of Mom.

Getting the Government to Pay for you to care for Mom

Posted on: February 26, 2023 | By: David Parker, Esq.
Mom needs assistance and you are always there to help. Wouldn't it be great if you could get the government to pay you an hourly rate for what you are doing already? In New York State, the Consumer Directed Personal Assistance Program (CDPAP) provides a unique approach to personal care that allows consumers to choose […]
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Can a Dementia Patient Sign Legal Documents?

Posted on: February 25, 2023 | By: David Parker, Esq.
Families and their loved ones with dementia need to start advance care planning after receiving a diagnosis of dementia. Medical experts and attorneys can help your loved one to be involved in their care planning.
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Can a Revocable Trust Protect Assets from Creditors?

Posted on: February 24, 2023 | By: David Parker, Esq.
With a revocable trust, you are typically both the founder and the trustee. This means that you both create the trust and manage its assets and operations.
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Presley Estate Battle Heating Up

Posted on: February 23, 2023 | By: David Parker, Esq.
Priscilla Presley believes she should be in charge of daughter Lisa Marie Presley's estate. However, a legal document filed seven years ago suggests that wasn't what the singer-songwriter wanted should she die.
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What is a survivorship clause ?

Do You Need a Revocable or an Irrevocable Trust?

Posted on: February 22, 2023 | By: David Parker, Esq.
Trusts are excellent vehicles for probate avoidance, ease of transition of funds to one’s beneficiaries upon death, asset protection planning and estate tax planning.
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What doesn't Medicare cover.

You Need a Properly Prepared Last Will

Posted on: February 21, 2023 | By: David Parker, Esq.
Although executing a will can seem overwhelming, when the document is signed, you can rest assured that you have given clear instructions to those who will have to handle your estate after your death.
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Can a BDIT save you on taxes?

Who Inherits TV Broadcaster Barbara Walters' Estate?

Posted on: February 17, 2023 | By: David Parker, Esq.
Walters’s estate will be inherited by her family.
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What doesn't Medicare cover.

Does Will Have an Expiration Date?

Posted on: February 16, 2023 | By: David Parker, Esq.
If I have a current will that is about seven to 10 years old, do I have to write up a new will or can I edit the current will?
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