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Estate Planning and Elder Law Blog

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Calculating Required Minimum Distribution

Kids Going to the Mom and Dad ATM One Time Too Many?

Posted on: May 19, 2019 | By: David Parker, Esq.
Genuine dependency does not include creating a tradition of Sunday family dinners or having Mom do one’s laundry occasionally. However, both children and parents should realize that being independent should not include frequent financial loans or paying a grown-up child’s regular expenses, such as rent or phone bills.
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Talk to your parents about their estate plan

Why Do I Need an Executor?

Posted on: May 18, 2019 | By: David Parker, Esq.
One of the main components of a Will, is the portion where the person making the Will (the Testator) names the Executor.
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Black Americans need planning

Advance Care Directive Protects You and Your Family

Posted on: May 17, 2019 | By: David Parker, Esq.
There may be only one conversation more difficult than telling children the facts of life. It’s telling loved ones what you want at the end of life.
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How do you pass a certificate of deposit without a Will.

The Big Problem with Do It Yourself Wills

Posted on: May 16, 2019 | By: David Parker, Esq.
These documents could save money but can lay estate planning traps.
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Your kids can help as co-trustee

When your spouse cheats on you financially.

Posted on: May 13, 2019 | By: David Parker, Esq.
No matter how much you might dislike dealing with the bills and other financial matters, you have to protect your future, so that you will not be destitute when you retire.
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Estate Planning and Second Marriage

Here’s Why You Need a Health Care Directive

Posted on: May 13, 2019 | By: David Parker, Esq.
As a cognitively healthy adult, you have the right to be informed about the state of your health and make your own decisions about medical treatment. What happens, however, if you become unable to voice your own decisions?
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Open enrollment mistakes

Beneficiary Designations - What are Common Mistakes?

Posted on: May 12, 2019 | By: David Parker, Esq.
You may be surprised at how easy it is to make an expensive mistake with your beneficiary designations.
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What debts are owed when parents die?

Figuring Out A Parent’s Financial Life, When They Cannot

Posted on: May 11, 2019 | By: David Parker, Esq.
Statistics tell us that it is very likely one or both of our parents will end up in a nursing home or rehabilitation center for an extended period. If you’re like most people, you do not know a whole lot about your parent’s finances.
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CDPAP will pay you to take care of Mom.

How ABLE Accounts Work for People with Disabilities

Posted on: May 10, 2019 | By: David Parker, Esq.
New rules let some individuals put away more money in these plans, while still preserving their benefits.
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Black Americans need planning

Healthcare Proxy - How to Decide Who Should Pick?

Posted on: May 9, 2019 | By: David Parker, Esq.
No matter our age, it makes a lot of sense to name a healthcare proxy, someone to make critical medical decisions for us in a crisis.
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