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Estate Planning and Elder Law Blog

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Taxing Social Security

Will Democrats Pass Medicare Expansion ?

Posted on: July 16, 2021 | By: David Parker, Esq.
Senate Democrats are exploring a sweeping $6 trillion budget reconciliation bill that would include a major expansion of Medicare, a long-time priority of progressive lawmakers.
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HIPAA rules

Medicare Surprises Do Exist

Posted on: July 15, 2021 | By: David Parker, Esq.
For some Medicare beneficiaries, health-care coverage ends up costing more than it does for most of their peers — and it’s not by choice.
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NFT's and estate planning

How Do I Cancel a Loved One’s Driver’s License?

Posted on: July 14, 2021 | By: David Parker, Esq.
Losing a loved one can be difficult and overwhelming. The emotional toll is steep, and several time-consuming details need to be addressed. Even if the loved one left a detailed plan, it is not uncommon to miss a few things that must be handled.
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Can a BDIT save you on taxes?

Joint Account - Should You Add Someone to Your Bank Account?

Posted on: July 13, 2021 | By: David Parker, Esq.
I know of someone who was joint account holder with his dad for many years, then later his dad then appointed him as power of attorney. How does that work? Is the son still a joint account holder?
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New RMD rules

What Is the Required Minimum Distribution for 2021?

Posted on: July 12, 2021 | By: David Parker, Esq.
Whether you need to take required minimum distributions to live or find them to be a nuisance, here are some tips to make the most of withdrawing these funds.
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Can I drop mom's mortgage ?

What Happens to My Mortgage When I Die?

Posted on: July 9, 2021 | By: David Parker, Esq.
Understanding what happens to your debt when you die is an important part of estate planning—and you don’t have to be rich to have an estate. Everything you own and owe makes up your estate. For many people, that includes a house with a mortgage.
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Co-op and transferring to the kids

Seller’s Residency Certificate - Will My Children Pay Taxes, If I Give Them My Home?

Posted on: July 8, 2021 | By: David Parker, Esq.
My house is in my mother-in-law’s name, and it is paid off. We pay all of the bills. She wants to take her name off and put it into my name and my husband’s name.
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HIPAA rules

Prescription Medications - How Do Seniors Get a Huge Discount?

Posted on: July 7, 2021 | By: David Parker, Esq.
If you rely on prescription medications to stay healthy, Walmart is offering a new perk that could cut your costs.
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Co-op and transferring to the kids

What Inheritance Taxes are Due When Children Inherit Home?

Posted on: July 6, 2021 | By: David Parker, Esq.
My sister passed away. Her only possession was her home, which still has a mortgage and she left it to my son and daughter, her niece and nephew. What inheritance tax will there be?
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Open enrollment mistakes

Elder Financial Abuse - Fraudsters Target Elderly

Posted on: July 5, 2021 | By: David Parker, Esq.
Scams target people of all ages, but the most vulnerable tend to be older adults—and the money they lose can have a big impact on their retirement.
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