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How does Medicare Coverage Work?

Posted on: September 4, 2020 | By: David Parker, Esq.
Medicare kicks in at 65 to help cover healthcare costs as a senior. However, it's not nearly as comprehensive as many people think.
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What doesn't Medicare cover.

What Is a Testamentary Trust ?

Posted on: September 3, 2020 | By: David Parker, Esq.
One component of your estate plan may be a testamentary trust, which is a legal document, usually created within a will, that becomes effective at your death.
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How do I know if I have an IRA inheritance ?

What are my Small Business Succession Planning Goals?

Posted on: September 2, 2020 | By: David Parker, Esq.
Small businesses are often caught up in growth cycles, profits and ensuring that products arrive to consumers on time. The life of a small business owner is a hectic one with many owners failing to follow basic estate planning and business law practices.
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Co-op and transferring to the kids

What Is a Qualified Personal Residence Trust (QPRT)?

Posted on: September 1, 2020 | By: David Parker, Esq.
When creating an estate plan, one important question to consider is how to handle the transfer of personal property, including your home. A Qualified Personal Residence Trust, or QPRT, is something you may decide to create to minimize gift and estate taxes associated for your heirs.
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Teeth and senior health

Different Grantor Trusts for Different Estate Planning Purposes

Posted on: August 31, 2020 | By: David Parker, Esq.
Trusts are legal entities that own assets, and all trusts are not alike. They are created by a written trust document with certain provisions that can vary from trust to trust.
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How do I know if I have an IRA inheritance ?

Estate Planning Is Different for Business Owners and Top-Level Executives

Posted on: August 28, 2020 | By: David Parker, Esq.
Having an estate plan can ensure that fiduciaries are identified to oversee and distribute your assets in the way you would have wanted. As a business owner, your ownership assets in your estate may require a more sophisticated level of planning.
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Is there a step-up-in-basis for real estate?

Change My Home’s Title from Tenants in Common to Joint Tenants?

Posted on: August 27, 2020 | By: David Parker, Esq.
Usually, when you make a simple change in the title from tenants in common to joint tenants, the taxing authorities will ignore that change.
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What is a POD account ?

How Do I Incorporate Cryptocurrency into My Estate Planning?

Posted on: August 26, 2020 | By: David Parker, Esq.
Bitcoin has gone in value from less than one cent in 2010 to a high of $20,000 in 2017, to a value at the end of July 2020 of nearly $11,000. Now the U.S. Congress is holding hearings on the digitization of the dollar, so cryptocurrency has become an increasingly important financial tool for individuals and businesses.
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HIPAA rules

Some Common Drugs May Increase Chances of Dementia

Posted on: August 25, 2020 | By: David Parker, Esq.
A recent study has tightened the link between dementia and a common class of drugs used to treat a variety of symptoms.
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Choose your fiduciary wisely.

Financial Planning - How Do I Survive My 50s?

Posted on: August 24, 2020 | By: David Parker, Esq.
Losing a job is almost always traumatic. In your 50s, job loss can be devastating — and devastatingly common.
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